Calculate maturity amount for your Recurring Deposit with monthly installments. See how small monthly savings grow over time.
| Tenure | Deposited | At 6.5% | At 7% | At 7.5% | Interest |
|---|---|---|---|---|---|
| 1 Year | ₹60,000 | ₹61,961 | ₹62,117 | ₹62,274 | ₹1,961-2,274 |
| 2 Years | ₹1,20,000 | ₹1,27,880 | ₹1,28,390 | ₹1,28,904 | ₹7,880-8,904 |
| 3 Years | ₹1,80,000 | ₹1,97,980 | ₹1,99,150 | ₹2,00,330 | ₹17,980-20,330 |
| 5 Years | ₹3,00,000 | ₹3,54,700 | ₹3,57,650 | ₹3,60,630 | ₹54,700-60,630 |
| 10 Years | ₹6,00,000 | ₹8,47,800 | ₹8,61,500 | ₹8,75,500 | ₹2,47,800-2,75,500 |
An RD is a savings instrument where you deposit a fixed amount every month for a predetermined period. Interest is compounded quarterly in most banks. It's ideal for people who want to save systematically with guaranteed returns.
RD offers guaranteed but lower returns (6-7%). SIP offers higher potential returns (12-15%) but with market risk. Choose RD for capital safety and SIP for wealth creation. Many financial advisors recommend doing both.
No. Once an RD is opened, the monthly amount is fixed. If you miss a payment, a small penalty is charged. You'd need to close the existing RD and open a new one for a different amount.
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